Money, made calm.
A privacy-first, offline-first personal finance app for Indian families — track every rupee, plan your way out of loans, and understand your financial health. Tamil-first. Free to use. All your data stays on your device.
Log spending in seconds, see it as a list or a calendar, and let recurring bills and salaries track themselves — due and expected amounts stay clearly separate from money that's actually moved.
Track every loan and EMI in one place, log payments as you make them, and simulate prepayments to see exactly when you'll be debt-free — and how much interest you'll save.
A single honest score for your household's finances — savings, debt load, spending discipline — with milestones that celebrate real progress, not streaks.
Set category budgets that understand which costs are fixed and which are flexible, and read clear monthly reports of where the money actually went.
Import bank and card statements and Ettana reconciles them with your ledger — matching expected salaries and due bills automatically. Parsing happens on your device.
Try decisions before you make them — a new EMI, a cut expense, a bigger prepayment — and see the effect on your months ahead without touching your real ledger.
Ettana keeps your entire financial life in a database on your own phone. No cloud account required, no servers reading your transactions, no data sold — because we never have it in the first place. That's not a setting. It's the architecture.
We're building carefully — money deserves it. Write to us if you'd like to try it early or help us test in Tamil.
Ask for early access