Coming soon
Ettana.
Money, made calm.
A privacy-first, offline-first personal finance app for Indian families — track every rupee, plan your way out of loans, and understand your financial health. Tamil-first, in seven languages. No ads, ever. All your data stays on your device.
Everything a household ledger should do.
Expense & income tracking
Log spending in seconds, see it as a list or a calendar, and let recurring bills and salaries track themselves — due and expected amounts stay clearly separate from money that's actually moved.
Loan freedom planning
Track every loan and EMI in one place, log payments as you make them, and simulate prepayments to see exactly when you'll be debt-free — and how much interest you'll save.
Financial health score
A single honest score for your household's finances — savings, debt load, spending discipline — with milestones that celebrate real progress, not streaks.
Budgets & reports
Set category budgets that understand which costs are fixed and which are flexible, and read clear monthly reports of where the money actually went.
Bank statement import
Import bank and card statements and Ettana reconciles them with your ledger — matching expected salaries and due bills automatically. Parsing happens on your device.
What-if simulator
Try decisions before you make them — a new EMI, a cut expense, a bigger prepayment — and see the effect on your months ahead without touching your real ledger.
Your money is your business. Literally.
Ettana keeps your entire financial life in a database on your own phone. No cloud account required, no servers reading your transactions, no data sold — because we never have it in the first place. That's not a setting. It's the architecture.
What Ettana does for you.
Loan Freedom Engine
Add your loans once. Ettana works out your debt-free date, which loan to close first, and how every extra rupee you pay brings that date closer.
What-if Simulator
Try a decision before you make it — an extra ₹2,000 a month, a bonus paid into a loan, a new EMI — and see what it does to your debt-free date and your month.
FinScore
One score for your household money. It reads income, spending, EMIs and your safety net, tells you the one thing to fix next, and tracks the score as you fix it.
Budget Tracking
Set a monthly amount for each category once. Ettana shows what's left to spend, flags a category when it's trending over, and starts fresh on the first of every month.
Money talk, in your language.
Ettana is built Tamil-first and speaks seven languages. Pick yours in the app, and every screen, from your budget to your debt-free date, follows.
Ettana is on its way.
We're building carefully — money deserves it. Try everything free for 30 days, then keep it with one lifetime unlock: no subscription, and no ads, ever. Write to us if you'd like to try it early or help us test in your language.
Ask for early access